Doris Wheeler's Blog

Posted on 07/04/2021
How Your Credit Score Affects Your Interest Rate
One of the most important things to check once you decide to start the home buying process is your credit score. The three major credit bureaus keep track of how you pay for your credit and how much credit you have. Your score fluctuates, sometimes daily, depending on how much you owe and how many accounts you have....
Credit Score
Interest Rates
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Posted on 06/27/2021
CUMBERLAND, MD Real Estate Market Update 6/27/2021
Click here to view CUMBERLAND, MD blog post which has information on the constantly changing market...
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Posted on 06/27/2021
Blueprints & Key Terms: How to Gain a Deeper Understanding of Your Renovation
When dealing with blueprints and contractor jargon, it can feel like you're trying to read another language. Rather than suffer misunderstandings and end up with a newly renovated space that doesn't meet your needs, it's important to close the communication gap. Here are some tips for understanding blueprints and contracting terms so you can get the best results....
Blueprints
Blueprints
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Posted on 06/20/2021
4 Crucial Things Every Home Renovation Contract Must Include
Professionals bring the commercial-grade tools and years of experience to deliver the quality upgrades people desire. Although you and your contractor may work in different industries, written agreements help clarify the duties and expectations. One of the pitfalls of enlisting a contractor comes from miscommunication. This can lead to disagreements about the scope, details, and costs. By including...
Contract
Contract
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Posted on 06/13/2021
How to Decorate With Neutrals: The Basics
Neutral colors are always in style. However, if you have never decorated with a neutral color palette, you might wonder how to go about it. With so many colors that are so close to each other, how can you still create a dynamic and interesting aesthetic? Luckily, there is a lot more room for creativity when using neutrals...
Color Palettes
Decorating
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Posted on 06/06/2021
Improve Your Indoor Air Quality With These 5 Houseplants
Houseplants can add color and natural beauty to our living spaces, but can also improve our health. By converting carbon dioxide into oxygen, plants provide us with fresh air to breathe purely by living alongside us. Some plants can even filter harmful chemical compounds and pollutants from the air. Here we will go over some of the best...
Air Purifying
Air Quality
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Posted on 05/30/2021
What to Do When Submitting an Offer
Photo by RawPixel via Pixabay You and your agent invested hours, days, weeks and even months searching for the right house. Time spent visiting open houses. But now all your efforts pay off. You’ve found the one. It’s the right size, the right neighborhood and within the budget parameters. This is the home of your dreams. It’s time...
Buying
Buying
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Posted on 05/27/2021
CUMBERLAND, MD Real Estate Market Update 5/27/2021
Click here to view CUMBERLAND, MD blog post which has information on the constantly changing market...
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Posted on 05/23/2021
Maryland Disclosure Laws and Latent Defects in As-Is Purchase
Image by succo from Pixabay As with every state, Maryland has disclosure laws that you must abide by when you sell your home. When you are ready to list your home, you naturally make it look as good as possible. You might even do some upgrades or some extra landscaping. However, if you don’t repair certain defects, you...
Home Seller
Home Seller
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Posted on 05/16/2021
Relocation: Homeowner Costs to Consider
Image by Mohamed Hassan from Pixabay There are many parts and pieces that go into relocation. Finding the perfect home is, of course, an important step in the process. But once you have found a residence in your new city or town, it is crucial to consider other home-ownership factors that will affect your monthly and annual expenses....
Budgeting
Buying A Home
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Posted on 05/09/2021
What are Prepayment Penalties?
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
Mortgage
Mortgage
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